Community Wealth Specialists



PO Box 9
Stuart, NE 68780





CWS Team


        Sharina Ammon, CISR --- Agent

        Sharina Ammon joined Community Wealth Specialists in June of 2011. She is a licensed agent in property and casualty, as well as life and health.  Sharina enjoys helping new and current customers find the best insurance for their needs, policy changes, claims, or to answer any questions on your insurance.  She is married and lives with her family on a ranch east of Bassett.  She works primarily out of our location at 103 W Highway 20 in Bassett.

        Gene Kelly --- Agent

        Gene Kelly, LUTCF, joined Community Wealth Specialists in January 2012, bringing 28 years of experience as a property and casualty insurance agent as well as being an agent in the life, health, and investments area of insurance. Gene and his wife, Wendy, live in O'Neill and have two grown daughters and a son. He primarily works out of our location at 702 E. Douglas in O'Neill.

        Natalie Owen --- Agent

        Natalie joined Community Wealth Specialists in January 2018. She is an experienced agent, licensed in property, casualty, life and health insurance.  Natalie will primarily work out of the O'Neill office at 702 E Douglas St on Mondays - Wednesdays.  She is super excited to get to know our clients, make new ones, make changes or any other help with your insurance needs.   Natalie is married and lives with her family in O'Neill.

       Terri Liermann --- Agent

        Terri joined Community Wealth Specialists in May 2018.  She has prior experience as a licensed agent and is excited to be licensed again.  She enjoys helping people and is looking forward to working with customers.  Terri lives in Stuart and will work out of our office in Stuart.